. To find a solicitor with specialist expertise, try the Law Society's Find a Solicitor tool. It can also take "industry standard practice" into account when deciding how your insurer should have treated your claim, as well as the policy wording. The regulator's other help schemes are also likely to be extended too, including car finance and payday loans, yet should you do it? "So even though you may have a right to a refund, if the supplier is struggling and does its best to provide a reasonable alternative, for example, offering to provide the service on a different day, do take time to consider it. 'Severely mentally impaired' council tax discount, Travel insurance for pre-existing conditions. Here are the current ones: (1) Exceptional circumstances include if one of the people getting married is seriously ill.